Premium auto financing for all credit types. 98% approval rate with decisions in minutes, not days. Bad credit? No problem!
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Find out if you qualify for luxury car financing with no credit check
Based on your information, you're eligible for luxury car financing with rates starting at 4.99%. Complete our full application to get your final approval.
Complete Full ApplicationCanada's premium auto financing solution for luxury vehicles
Get rates as low as 4.99% for qualified applicants. Save thousands compared to traditional lenders.
From perfect credit to bankruptcy recovery, our network of Canadian lenders specializes in all credit situations.
Serving all Canadian provinces with local expertise in provincial regulations and requirements.
Our streamlined process gets you pre-approved in minutes with minimal paperwork and maximum convenience.
We specialize in financing premium and luxury vehicles that traditional lenders often won't consider.
Get your financing options with no commitment. Compare rates and terms before making any decisions.
Drive the luxury vehicle of your dreams
Series 3, 5, 7, X models
C, E, S, GLC, GLE models
A3, A4, A6, Q5, Q7 models
ES, GS, LS, RX, NX models
Model 3, S, X, Y
911, Cayenne, Macan
Transparent pricing with no hidden fees
Estimate your monthly payments
Your estimated monthly payment:
Total interest paid: $0.00
Total amount paid: $0.00
See how Low K Luxury Cars compares to banks and credit unions
| Feature | Low K Luxury Cars | Traditional Banks | Credit Unions |
|---|---|---|---|
| Approval Rate | 98% | 65% | 70% |
| Minimum Credit Score | None | 650 | 600 |
| Application Time | 2 minutes | 30+ minutes | 20+ minutes |
| Approval Time | Minutes | 2-3 days | 1-2 days |
| Luxury Vehicle Specialization | |||
| Bad Credit Options | |||
| No Prepayment Penalties | |||
| Online Application |
Four simple steps to get you driving your dream car
Complete our secure 2-minute online application with your personal and employment details.
Get matched with the best lenders in our network and receive your pre-approval decision.
Browse our inventory or bring your own vehicle choice. We'll handle the financing details.
Complete the paperwork and drive away in your new vehicle with confidence.
Find answers to common questions about our luxury car financing
We work with all credit types, from excellent to poor credit. While a higher credit score may qualify you for better rates, we have options for nearly everyone, including those with previous bankruptcies.
Down payment requirements vary based on your credit profile and the vehicle you choose. For those with excellent credit, $0 down options may be available. For credit rebuilding situations, 15-25% is typically required.
We finance all major luxury brands including BMW, Mercedes-Benz, Audi, Lexus, Tesla, Porsche, and more. Whether you're looking for a new or certified pre-owned luxury vehicle, we can help.
Our online application takes just 2 minutes to complete, and most applicants receive a pre-approval decision within minutes. Final approval typically takes less than 24 hours.
No, we believe in complete transparency. All fees and charges are clearly disclosed in your loan agreement. There are no application fees, and we never charge prepayment penalties.
Yes, we offer refinancing options for existing luxury car loans. If you're looking to lower your monthly payment or reduce your interest rate, contact us to discuss your refinancing options.
Start your journey to luxury car ownership with our secure application
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Real Canadians who drove away in their dream luxury cars
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1-800-CAR-MATT
(1-800-227-6288)
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Sat: 9AM-5PM (EST)
info@lowkluxurycars.com
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from Coast to Coast
Licensed in all provinces
and territories
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